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New Jersey Uninsured & Underinsured Motorist Claims

UM / UIM Injury Claims After an Auto Accident

All motorists are required by law to carry a minimum amount of auto liability insurance so they can compensate any victims they harm in preventable accidents. According to a 2021 study by the Insurance Resource Council, however, as many as 1 in 8 motorists are uninsured.

When drivers don’t have auto insurance or enough auto insurance, they can put victims at serious risk of not being able to pay for the medical care they need and for facing tremendous financial strains.

Fortunately, there may be options for recovering needed compensation after an accident with an uninsured or underinsured driver, including claims filed with your own insurance company under a UM / UIM policy. Our New Jersey attorneys at Levinson Axelrod, P.A. can help explore your options for a financial recovery.

With 80 years of experience, our New Jersey lawyers can help you fight for a financial recovery! Tell us about your accident during a FREE consultation.

How UM / UIM Claims Can Make the Difference

If you have been injured in an accident involving a driver who doesn’t have insurance, you don’t have the option to file a claim against their insurance. That doesn’t mean you are out of options, however!

In the state of New Jersey, drivers can obtain Uninsured / Underinsured Motorist coverage and file a UM / UIM claim with their own provider. If you have UM coverage and want to make sure you are given proper compensation under your policy, talk with Levinson Axelrod, P.A.

Remember, even though you are the policyholder, the insurance company is always focused on their bottom line. Their goal is to minimize the amount of damages they dish out, which means you need an advocate who is on your side.

When Can I File a UM Claim in New Jersey?

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Reviews & Testimonials

*Results may vary depending on your particular facts and legal circumstances.
  • I want to thank you for all of your help settling my case seamlessly and promptly with an unexpected, and speechless outcome. I'm still in a bit of shock and I'm still processing it all. After my case bounced from associate to associate, I had...
    - G.K.
  • Celine took what I thought would be a stressful situation and turned it into a wonderfully positive experience for me and for my family. Her passion for her job, and her compassion towards her clients, is without limit. She is a fighter.

    - P.G.
  • I recently had the pleasure of working with the remarkable attorneys, Celine and Richard, at Levinson Axelrod, and I cannot recommend them highly enough! Thank you for your exceptional work and for going above and beyond to secure justice for your clien

    - P.T.
  • "Thank you and your team for fighting so hard for me."

    Thank you for your quick response and for the information. Most importantly, thank you and your team for fighting so hard for me. I am grateful to have had such a caring and diligent team representing me throughout this ordeal.

    - M.F.

    Call for a FREE Case Review

    Backed by 80 years of legal experience, our firm knows how to handle complex car accident claims. We have tackled truck accident cases, bicycle claims, motorcycle collisions, and other vehicle accident cases all throughout New Jersey.

    No matter the details of your accident, having a New Jersey car accident attorney guide you through this process is crucial. A lawyer can ensure your claim is handled correctly by your insurance company and that you are given the fair damages you are owed. They can also help you demonstrate the other driver’s fault so that you don’t have any complications with your insurance company.

    *Results may vary depending on your particular facts and legal circumstances.

    • $8,000,000 Tractor-Trailer Jury Verdict

      A 35-year-old laborer who resides in Kearny was seriously injured while working on the median of a highway when a passing tractor-trailer lost a wheel that struck him.

    • $7,000,000 Personal Injury Settlement

      A Middlesex County man was severely injured and burned as a result of a collision with a truck. The truck driver had lost control of his vehicle and had come through a median barrier which had failed to redirect the truck away from oncoming traffic.

    • $6,000,000 Personal Injury Jury Verdict

      A female drunk driver crashed into plaintiff’s vehicle causing multiple fractures to the right ankle and foot. Plaintiff’s doctor testified that plaintiff would be under pain management protocol for the rest of his life due to this condition.

    • $3,700,000 Tractor-Trailer Settlement

      A Morristown woman was injured when her vehicle was struck by a tractor-trailer that lost control on black ice on Interstate 287. The defendant's truck had jack-knifed as it was changing lanes in order to avoid an earlier accident. The accident resulted in our client suffering severe head injuries.

    • $2,500,000 Motorcycle Collision Settlement

      A young man was seriously injured while riding his motorcycle to work when another driver made a left hand turn in front of him, leaving our client had no memory of the accident. He suffered a number of serious fractures and underwent multiple surgeries, leaving him with disabilities. The case settled on the second day of trial.

        No aspect of this advertisement has been approved by the Supreme Court of New Jersey. Click here to learn more about these awards.

        At Levinson Axelrod We Never Settle For Less, and Neither Should You Contact Us Today to Speak Directly to an Attorney