Raritan Car Accident Lawyers
Compassionate & Knowledgeable Legal Counsel
Car accidents are a leading cause of injury and death in New Jersey. They are also a leading cause of wrongful death. When a person is injured or killed in a car accident that was not their fault, they have a right to seek compensation for their damages.
If you or someone you love has been injured in a car accident, do not hesitate to reach out to our team of Raritan car accident attorneys at Levinson Axelrod, P.A. We can help you understand your rights and fight for the justice you deserve.
What to Do After a Car Accident in Raritan
Every car accident is unique, but there are a few steps that all victims should take after a crash:
- Check for injuries: First and foremost, make sure you and your passengers are okay. If anyone is hurt, call 911 for medical assistance.
- Call the police: You should always call the police after a car accident, even if it is a minor fender bender. The police will create an official accident report, which can be invaluable when you file a claim with an insurance company.
- Exchange information: Be sure to get the other driver’s name, contact information, and insurance information, as well as the names of any passengers in their vehicle.
- Gather evidence: If you are able, take photos of the accident scene, including the damage to your vehicle and any visible injuries. You should also take down the names and phone numbers of any witnesses who saw the accident occur.
- Seek medical attention: Even if you do not think you are injured, you should always see a doctor after a car accident. Some injuries, including traumatic brain injuries and whiplash, do not produce symptoms right away. Seeing a doctor will help ensure that you receive the medical attention you need and will also create a record of your injuries, which can be useful when you file an insurance claim.
- Notify your insurance company: Most car insurance policies require you to report an accident within a certain timeframe, even if you were not at fault. You should reach out to your insurance company as soon as possible after a crash to let them know what happened.
- Call a car accident lawyer: If you were injured in a car accident that was not your fault, you should contact a Raritan car accident lawyer at Levinson Axelrod, P.A. as soon as possible. Our team can help you understand your rights and guide you through the process of filing a personal injury claim.
What is No-Fault Car Insurance in New Jersey?
New Jersey is a no-fault car insurance state. If you are injured in a car accident, you will first turn to your own car insurance policy for compensation, regardless of who was at fault for the accident. This is true regardless of whether you were a driver or a passenger in the vehicle.
The no-fault system is intended to help car accident victims get the compensation they need as quickly as possible, without having to wait for a lengthy investigation to determine fault. However, the amount of compensation you can receive from your car insurance company is limited. In New Jersey, all drivers are required to have a minimum of $15,000 in personal injury protection (PIP) coverage.
PIP coverage can help pay for:
- Medical expenses
- Lost wages
- Funeral expenses
PIP coverage does not pay for pain and suffering, and it is only available to the policyholder. If you exhaust your PIP coverage and your medical expenses exceed $15,000, you may be able to file a claim with the other driver’s insurance company. Alternatively, you may be able to file a personal injury lawsuit to recover compensation.
Under the no-fault system, you can only file a claim against the other driver if you have an unlimited right to sue and you suffered a serious injury. If you have a limited right to sue, you can only file a claim against the other driver if you meet the state’s definition of a “serious injury.”
Under New Jersey law, a “serious injury” is defined as:
- Loss of a fetus
- Significant disfigurement or scarring
- A displaced fracture
- Loss of a body part
- Permanent injury
- Significant limitation of use of a body part or system
- Substantive disability for at least 90 days
When to Call a Car Accident Lawyer
While not every car accident requires the help of an attorney, you should contact our team if you were involved in a crash that resulted in significant property damage or serious injuries. We can help you understand your rights and work to secure a fair settlement on your behalf.
You should reach out to our team as soon as possible if any of the following are true:
- You suffered a catastrophic injury, such as a traumatic brain injury, paralysis, or an amputation.
- Your injuries required you to be hospitalized overnight.
- You were forced to miss work while you recovered from your injuries.
- You were left with a permanent disability.
- You are unsure who was at fault for the accident.
- The other driver’s insurance company is refusing to pay your claim.
- You have received a catastrophic injury.
- You lost a loved one in a car accident.
How Our Raritan Car Accident Attorneys Can Help
If you were injured in a car accident that was not your fault, you may be eligible for compensation. Our team of Raritan car accident lawyers at Levinson Axelrod, P.A. can help you fight for the justice you deserve. We have been representing car accident victims for over 80 years and have recovered more than $1 billion in settlements and verdicts for our clients. When you choose to work with our team, you can trust that your case will be in good hands.
We can help you fight for compensation for:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage
- Loss of earning capacity
- Loss of enjoyment of life
- And more
Car accident claims can be complex, especially if the at-fault driver’s insurance company is refusing to pay your claim. Our team can help you navigate the legal process and fight for your rights. We are not afraid to take on large insurance companies, and we have the resources to build a strong case on your behalf. We can conduct a thorough investigation into your accident, gather evidence, and negotiate with the insurance company on your behalf. If the insurance company refuses to make you a fair settlement offer, we are prepared to take your case to court.
Richard J. Levinson Senior Shareholder
Mark V. Kuminski Managing Shareholder
Richard J. Marcolus Shareholder
Adam L. Rothenberg Shareholder
Brett R. Greiner Shareholder
Kimberly L. Gozsa Shareholder
Michael B. Fusco Shareholder
Todd D. Wachtel Partner
Patrick J. Flinn Partner
Andrew J. Monahan Associate
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