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New Jersey Uninsured Motorist Claims

Have a UM Claim? Call Our Accident Attorneys!

If you have been injured in an accident involving a driver who doesn’t have insurance, you don’t have the option to file a claim against their insurance claim. That doesn’t mean you are out of options, however! In the state of New Jersey, drivers can obtain Uninsured Motorist coverage and file a UM claim with their own provider. If you have UM coverage and want to make sure you are given proper compensation under your policy, talk with Levinson Axelrod, P.A.

With 75+ years of experience and insight, we can make sure you are given the maximum financial recovery you deserve following your accident. Our New Jersey vehicle accident lawyers are more than prepared to assist with your case!

Tell us about your accident in a free case evaluation today.

When Can I File a UM Claim?

Just like any other accident, you can only obtain benefits from an Uninsured Motorist claim when you can prove that the uninsured driver is truly at fault. Since your insurance company will essentially be standing in the shoes of the other driver, you must be able to present evidence that the uninsured driver is liable.

It is important to keep the following in mind:

  • You will likely have to pay a $500 deductible for any property damage claims.
  • Your claim will only be paid if the other driver was legally responsible for damages.
  • You can only collect damages if your degree of liability is less than the other driver’s.

The last statement is most impactful for your case. Under New Jersey’s Comparative Negligence law, your degree of liability must not exceed that of the other driver’s in the accident in order for you to collect any damages. That means if you are partially at fault, you should make sure you demonstrate that the other driver carried more of the fault. Having an advocate who knows how to do this through the law is crucial.

Get Reliable Legal Representation During This Time

No matter the details of your accident, having a New Jersey car accident attorney guide you through this process is crucial. A lawyer can ensure your claim is handled correctly by your insurance company and that you are given the fair damages you are owed. They can also help you demonstrate the other driver’s fault so that you don’t have any complications with your insurance company. Remember, even though you are the policyholder, the insurance company is always focused on their bottom line. Their goal is to minimize the amount of damages they dish out, which means you need an advocate who is on your side.

Levinson Axelrod, P.A. is ready to discuss your case. You can contact us today at (732) 440-3089.

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Have You Been Injured?

We're Here to Help

Each Levinson Axelrod office is staffed with a Certified Civil Trial Attorney, who is available to answer your questions. Contact us today to get the legal counsel you need.

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Our Victories

  • $7,000,000

    Personal Injury
    Settlement

  • $6,000,000

    Personal Injury
    Jury Verdict

  • $3,500,000

    Product Liability
    Jury Verdict

Read More Results

What Our Clients Have to Say About Us

  • "I am very pleased to hear that you protected my benefits and that I can still rely on my compensation check each month, which means a lot to me."

    - Winnifred Z.

  • Todd Wachtel is A+ all around. His assistants are all A+! Thank you!

    - Darrin S.

  • "I strongly recommend them"

    - E.Y.

  • Thank you again for your services. You have handled my case in an extremely competent and professional manner. Your efforts helped me reach a prompt and fair settlement.

    - John S.

  • Thank you from the bottom of my heart, you are a lawyer extraordinaire. Adjective; outstanding or remarkable in a particular capacity. Not all lawyers office' are created equal. I have had previous experience with other firms for other reasons. Levinson

    - Ruthie

  • Adam was extremely prepared with numerous exhibits that exceeded my expectations.

    - Chris H.

  • You will be the first person I call

    - R.H.

  • "John and I wish to thank you for the very generous settlement you were able to make for him."

    - Ruth & John

  • Todd Wachtel is one of the hardest working workers’ compensation attorneys in New Jersey.

    - Eric M.

  • I couldn’t be happier with the outcome. The lawyers are very personable, receptionists are welcoming and their services are top notch!

    - Anonymous

  • I thank your firm for the work your associate David Cook did for me in obtaining my Social Security. I was referred to him by Todd Wachtel who was working on a workers’ comp claim for me.

    - Greg S.

  • I would consider myself lucky to have Kim on my side.

    - G.G.

  • "Many, many thanks for your efforts in obtaining my recent settlement."

    - Jean L.

  • Thanks again, Todd, for being there whenever I needed a question answered, and keeping me in touch as my case went on.

    - Graner

  • "I thank you sincerely, and all who handled my husband Robert’s asbestos suit, for all your and their efforts on my behalf."

    - Dorothea O.

  • Thank you for your help representing me. It was wonderful meeting you and your staff during this difficult time. I will always recommend you to anyone who needs an attorney. Again thank you.

    - Lee

  • "My experience with Levinson Axelrod was very pleasant!"

    - W. Lowrey

  • "Although there were a ton of other attorneys that I could have hired, no one would have worked as hard as you have."

    - Prasad E.

  • Kathleen was amazing she fought for my son and it is greatly appreciated.

    - L.A.

  • Thank you so very much for the wonderful settlement you obtained on Friday

    - Tracey T.

  • I always recommend this law firm to anyone seeking legal representation.

    - K. D.

  • "Their professionalism and dedication have been impeccable."

    - Anonymous

  • My anxiety about the entire case was at ease knowing that I was in good hands.

    - Kevin B.

  • "It’s been a very, long time since I felt that there are people in this world that really care and you surely are that one."

    - Lillian K.

  • "It’s been a very long time since I felt that there are people in this world that really care and you surely are that one."

    - C

  • "Thank you for proving that you would stop at nothing to ensure we could win our case."

    - Michael & Catherine T.

  • I was impressed by Kim Gozsa and her team at Levinson Axelrod. I felt very comfortable leaving my case in her hands and the results were better than I expected.

    - Walton H.

  • "I can’t thank you enough for helping me. You’re not the “typical attorney”; thank you for being kind and compassionate."

    - Dot

  • For several days I have been listening to your message on the radio. I have found it deeply meaningful so wanted to write to you with a word of my very sincere gratitude.

    - Patricia M.

  • Thank you for all the work that you had done on my case. I was very satisfied with the outcome and would definitely recommend the firm to my friends and family.

    - Denise W.

  • "What a pleasure to deal with you and your firm all these years. You definitely would make anyone believe in the efficiency of an excellent attorney."

    - James D.

  • You were the angel that made this entire process easier. Thank you from the bottom of my family's heart!

    - Michele & Scott L.

  • "We will definitely recommend you and Levinson Axelrod to anyone looking for representation in personal injury cases."

    - Bob R.

  • I would highly recommend Kim Gozsa to any of my friends or family members.

    - Kevin J.

  • "We are moving along to settle my case at full disability. I am confident I will get whatever I am entitled to."

    - Anonymous

  • I am very satisfied with the result

    - Tim R.

  • Todd was a pleasure to work with.

    - S.L.

  • "You made a bad situation better every step of the way and we are very grateful for your effort."

    - Sandy K.

  • - G.M.

  • It is amazing how you were able to obtain a very fair settlement.

    - G.M.

  • "Your firm exceeded every expectation that I could have ever imagined"

    - E. Gonzalez

  • "I appreciate all your help in this as this has been a ridiculous journey that I couldn’t do alone!"

    - Jason

  • "Adam, you may never truly know what that meant to US, but it DID mean the WORLD to us. "

    - Nancy B.

  • "Thank you for doing my arbitration for me."

    - Heidi Lee C.

  • - D. M.

  • "Just a little note to express my gratitude for all the work you have been doing on my case."

    - Theresa

  • "I would like to express my thanks to you for all the work, caring, and understanding that helped me to win my case."

    - Margaret Hirdman

  • My cousin Louis passed away December 23. Because of you, he enjoyed his last year or so... new vehicle, trips to Cape May, fixed up his house, etc. We are still grateful beyond measure. He really liked you.

    - Louis L.

  • "At no time during this whole event have we ever felt more certain that you were the right lawyer for our case."

    - Vinnie and Janet G.

  • "If you were to tell me today that I should call a personal injury attorney, I know exactly who I would call, that call would be to the attorneys at Levinson Axelrod."

    - Marilee P.

  • "Thank you for a job well done on my case. I will highly recommend Levinson Axelrod to anyone needing a personal injury attorney."

    - F

  • It’s been a pleasure working with you and Menia, and your associate.

    - Linda R.

  • "We very much appreciate all your legal expertise as well as your personal demeanor throughout all our contact and all the procedures involved."

    - Ethel H.

  • Being legally represented by David Cook was a wonderful and rewarding experience. He was both professional and personable.

    - Mandy R.

  • Thank you for your expertise! Your the best!! Bless you all!!

    - Ginger M.

  • Thank you for everything

    - V.P.

  • "Thank you so much for all that you have done for me. Your services made things easier for me."

    - Anonymous

  • Bottom line: Todd’s clients are the fortunate beneficiaries of this lawyer’s formidable talents.

    - Rich G.

  • "Todd is an excellent attorney. He always answered any questions I had & took the time for me."

    - Anonymous

  • "I know that you put in a lot of time and energy to negotiate the settlement. So a million thanks."

    - Anne W.T.

  • "The man who got me through the financial turmoil associated with my accident."

    - James B.

  • Todd, I appreciate all of your time (and court appearances). You are a true professional. Patty, Thank you for always being there and having answers for me.

    - Michael M.

  • "Mark was there for me the entire way and helped me receive a settlement."

    - Jacqueline M.

  • "We are most grateful to you for all the work and energy put forth during the past several years in our lawsuit."

    - Ed & Doris V.

  • Thank you Todd for all that you have done for me. I am so thankful. May God bless you and keep you in his tender care. God Bless.

    - Mark S.

  • "Everybody was always courteous and very helpful."

    - Ray S.

  • "So glad you were my lawyer."

    - M.C.

  • At every step I was surprised at her comprehensive thinking and attention to details.

    - L.S.

  • Thank you so very much for everything! I can't believe it's finally come to an end. This firm absolutely lives up to its reputation! I am humbled and honored to have had you in my corner.

    - Shelly & Brianna B.

  • "You were terrific! No one else could have done what you did!"

    - Ellen

  • You have more than lived up to the commercials and reputation. I will always recommend Levinson Axelrod and Todd did an amazing job! The results were spectacular.

    - K.

  • "If there were more people like you…there’d be more smiles like mine! Thanks!"

    - Vanessa & Geraldina R.

  • Due to their professionalism and knowledge, the outcome far exceeded my expectations.

    - Elena M.

  • "You have handled my case in an extremely competent and professional manner. Your efforts helped me reach a prompt and fair settlement."

    - John S.

  • "We were so impressed with Mr. Rothenberg’s tactics. He is a shark when it comes to the law."

    - Michele

  • "You changed my life. I thank you very much."

    - Frank Anthony G.

  • Whenever I had a question and called, I was always treated as a person not a client which over time developed into a family type relationship.

    - Linda G.

  • "If you are in need of a personal injury lawyer, I would highly recommend Mark Kuminski...everything you need in a legal professional."

    - Jane Z.

  • "The constant professionalism and attention to every detail did not go unnoticed. I truly appreciate all his efforts in securing, what I consider a fair and equitable settlement."

    - Michele P.

  • "I would like to thank you for the wonderful check that I received. Your great effort is well appreciated."

    - Winnifred Z.

  • Have to say so so happy

    - C.G.

  • "We will never forget the outstanding counsel you provided."

    - Sue, Kara, Kelly, and Matthew

  • "You helped get my life back as much as it could be recovered and on a personal level I’m grateful."

    - Regis

  • For your excellent service, I highly recommend you to friends and family.

    - Sarah A.

  • "David took the time to walk me through the process and make sure I was informed and comfortable every step of the way."

    - Jason S.

  • I want to commend you on your participation in my case, you were great!

    - C.M.

  • "He went above and beyond to prove my case and win."

    - Maureen

  • "Adam represented me in a professional manner. He answered my questions, kept me informed about my case and was honest with me."

    - Theresa

  • "Thank you seems so small for what you’ve accomplished for me."

    - Debbie D.

  • "Many thanks for your professional expertise in handling my case throughout – as always I will refer clients to the firm."

    - Clem S.

  • "My mind is still reeling from what you did yesterday. It was magic!"

    - Tricia M.

  • Many Thanks to you Ms. Gozsa and your firm for providing my wife and I with highest level of professional legal counsel available.

    - Eric R.

  • "I will not hesitate to recommend family and friends to this firm."

    - A. Yon

  • "The first time that I met with Mark, he was very understanding of my problem, clear on what needed to be done, obviously very knowledgeable, well organized, and personally a pleasant person."

    - Stephen C. Waller, Ph.D.

  • "They are very professional, trustworthy, caring, organized, knowledgeable."

    - Marina R.

  • "Sincere thanks for your professional and competent help and assistance throughout."

    - Clem S.

  • I just want to say thank you so very much

    - J.P.

  • Your firm has been around for a long time, and the reason is professionalism and work ethic. Thank you.

    - Linda R.

  • "From the moment I called you to discuss the accident and throughout the entire process, I felt extremely comfortable."

    - Anonymous

  • "Very informative and made me understand everything clearly"

    - George Gasiorowski

  • Very satisfied with Levinson Axelrod

    - A.B.

  • "Whether it was with your humor or just answering our endless questions, you made the situation seem a little lighter."

    - Marianne and Pamela

  • I want to thank you for the time & perseverance you put into my case.

    - C.M.

  • "Thank you so very much for making a huge difference in our lives!"

    - Shelley & Brianna B.

  • Thank you for answering any and all questions I had related to my case. It was a pleasure to work with you and your team. I am very happy with the outcome of the case and everything you did for me. Thank you very much.

    - Adam Z.

  • "Thank you for all you’ve done for us. Without you we were helpless."

    - Elaine & Robert K.

  • "While everything was handled with consummate professional skill, I never felt I was just talking to a lawyer."

    - Gregory

  • "I thank you sincerely for the way you handled things for John and me during our troubled times and for now as well."

    - Ruth C.

  • "If we didn’t have you as our lawyer, maybe I would lose this house in the end. Thanks to you I can stay here."

    - Jean K.

  • After watching you work and seeing all you put into this case, I know that it was a great decision to come to your firm and I am really lucky that I had you represent me.

    - Joe

  • I appreciate his effort and value his input.

    - Damian S.

  • If you want to win, call Adam, period.

    - Trish M.

  • "I know with you in my corner, I'm doing the best I can do."

    - J. R.

  • "David was very understanding of my injuries, history, and concerns. I was impressed with his dedication, availability, and communication."

    - Robyn

View More Testimonials

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Levinson Axelrod, P.A.

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© All Rights Reserved. Levinson Axelrod, P.A. The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship. Internet Marketing Experts