Total Disability vs. Partial Disability

New Jersey Social Security Disability Attorneys

When a person is injured, they may apply for Social Security disability to cover income lost due to their inability to work. But before determining the benefits a person can receive, it must be determined whether he or she suffered a total or partial disability.

These two designations determine how a person is compensated and what benefits they receive through Social Security disability. In order to help the Social Security Administration make a decision regarding your disability, you need to provide the right supporting documents and ensure you correctly prepare your application. Because this can be difficult, working with an experienced attorney can make all the difference.

Our New Jersey lawyers are here to help. Call (732) 440-3089 for your free consultation.

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What Are the Differences?

Understanding the differences between total and partial disability is crucial. They are usually determined by how severe the disability is and what the person is capable of after the accident. For instance, if you are still able to work, but you can’t perform the same duties you used to, you may qualify for partial disability benefits. This is because your new position may pay you less than what you received at your prior position before the injury.

Total disability is different because it is usually granted to someone who is no longer able to work. There are a number of things that the benefits can cover because the individual can’t perform any of the same duties, nor new duties.

Total disability benefits may be paid for:

Lost wages
Lost future earnings
Lost earning capacity

Understanding Permanent Disability

Regardless of whether a person is approved for total or partial disability, another designation may be required. This means deciding whether the disability is permanent or temporary. When the SSA looks at a case, they will use permanent or temporary disability designation to determine if the individual can receive benefits and for how long. A person applying for benefits may have sustained either a permanent partial disability or a permanent total disability.

If you need help applying for Social Security Disability benefits, it may be beneficial to hire a lawyer who understands the differences between total and partial disability. Our New Jersey attorneys at Levinson Axelrod, P.A. understand the complex area of disability law. We’re here to guide you through the process and help you secure the benefits you need.

Think you have a claim? Call (732) 440-3089 today.

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