What is the difference between a Workers’ Compensation claim and a Third Party claim?

Under New Jersey State Law, an employee is barred from suing his employer as a result of injuries sustained during the course of his employment. Instead, an employee is entitled to bring a claim for benefits under his employer’s Workers’ Compensation insurance policy. Under this policy, an injured employee may be entitled to have his medical bills paid, collect lost wages, and receive a monetary award for any permanent injury. A Third Part claim, on the other hand, is a claim against someone other than an employer or co-employee who may have been responsible for either causing or failing to prevent the accident.