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Home  >  FAQs  >  What is the Automobile Cost Reduction Act and how does it effect me?

What is the Automobile Cost Reduction Act and how does it effect me?

On May 19, 1998, New Jersey Governor Christine Todd Whitman signed the “Automobile Insurance Cost Reduction Act of 1998.” The Act, which took effect on March 23, 1999, has brought d to chooseabout sweeping changes in the types of automobile insurance coverage that are now available to drivers in the State of New Jersey. Under the Act, individuals purchasing new automobile insurance policies after March 23, 1999, or renewing existing policies, are require between types of insurance coverage that were never before available. As a result, it is now more important than ever that individuals understand the differences between the types of automobile insurance coverage available.