Personal Injury Protection
There are many different types of insurance to protect yourself and your finances. One of these is personal injury protection. Personal injury protection is an extension of your car insurance that will cover expenses that incur when you are involved in a car accident.
Personal Injury Protection will help with medical bills, lost salary from loss of work, and other types of damages that may have occurred. PIP is a “no fault” type of insurance. This type of insurance means that it does not matter who is at fault in the car accident, PIP will cover your personal injury costs.
In the following states, PIP is mandatory:
- Hawaii
- Kansas
- Colorado
- Florida
- Michigan
- Kentucky
- Massachusetts
- New York
- North Dakota
- New Jersey
- Pennsylvania
- Utah
- Puerto Rico
- Minnesota
- Texas
- Oregon
PIP is usually limited to how much you want to purchase. Therefore, the coverage you have could range from a thousand to two hundred fifty thousand. But how much should you buy? Generally, if you don’t have health insurance, it is wise to buy a large amount of PIP in case you are seriously injured in a car accident and want medical expenses covered. Also, if you have frequent passengers, PIP would be a wise thing to have.
Contact Us
If you have been involved in car accident and you were injured, you may have a strong case for a personal injury suit. The experienced New Jersey car accident lawyers of Levinson Axelrod, P.A. can help protect your rights and assist you in recovering compensation. Contact us today at 800-346-5529 to schedule your free initial consultation.
